Hi community, I'm training a credit scoring model (classification) and I'd like to include a pattern variable that consist of characters from the set {0, 1 | 9} where 9 represents the absence of a behavior.
My question is, which statistical techniques or procedures can I use to archive adequately incorporate that new variable in my model?
Thanks a lot!
My question is, which statistical techniques or procedures can I use to archive adequately incorporate that new variable in my model?
Thanks a lot!
| ID | NEW VAR |
| 1231 | 111101011110 |
| 1232 | 991110111011 |
| 1233 | 110010101101 |
| 1234 | 990001111111 |
